With Hugo, you use SMS text messages to pause your insurance on days you don't drive (PAUSE) and turn it back on whenever you need it (COVER). You can also use messages to check your balance, show proof of insurance, and even contact customer service.

All of those text messages cost the same as the text messages you send your friends and family. There's no special rate for Hugo messages - we earn money by getting you affordable insurance, not by charging for messages!

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