This is easy - No hidden fees, no brokers, no penalties, no deposits, no down payments. NEVER.

We think fees, penalties, and deposits are a lousy way of doing business. We exist to provide insurance, so why should you have to pay extra for it?

With Hugo, you can buy what you need, and pay as you go. Purchase a month, a week, or a few days of insurance at a time. When you need to buy more coverage, just text us! We'll  top up your account instantly. We never charge payment fees. 


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